The Head of Credit Underwriter Unit is responsible for the proper organization of credit underwriter’s unit, fast and reliable decision-making process, and efficient cooperation between the business and credit administration units. Main responsibilities and tasks The Head of Credit Underwriter Unit organizes a team of underwriters to review and evaluate loan applications submitted by Loan Officers to identify potential risks of the borrower Controls the performance of underwriters, the decision-making process and subsequent smooth cooperation between underwriter unit and other business and back-office units Proper and fast redistribution of loan applications, ensuring the highest processing speed of applications Assists credit underwriters to verify the accuracy of information received and calculations made during the financial analysis Decides on the credit exposure within his / her level of competence Propose changes and improvements to the existing process to achieve maximum efficiency in the decision-making process Assessment of the underwriters and providing of systematic feedback to subordinate personnel Responsible for the hiring and training of subordinate personnel, as well as loan officers in matters of financial analysis of the client Visits key customers to ensure the control function, on-the-job training of newly hired underwriters and studying of market standards Prepare performance reports related to applications approval / rejection rates, reasons for rejection, processing time of application, etc. Evaluate the performance of loan officers and sales representatives in their ability to conduct proper financial analysis of potential borrowers Identify and report suspicious transactions and decisions to management Guarantee the confidentiality of processed information, both clients and institution

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